About Us

About A & I Insurance and Retirement

At A & I Insurance and Retirement, we are proud to operate as a fully independent insurance agency. Representing a broad network of respected carriers, we are uniquely positioned to match our clients with the coverage that best aligns with their needs, goals, and budget—saving you time by comparing policies on your behalf.

A Full-Service, Client-Focused Approach

We offer a comprehensive suite of insurance and financial products including Personal, Business, Life, Health, Retirement, and Medicare solutions—all delivered with professionalism and personalized attention. As a full-service agency, our mission is to simplify the insurance process while delivering exceptional value year after year.

Built on Relationships and Core Values

Our commitment to service, integrity, fairness, excellence, and mutual respect is the foundation of everything we do. We take the time to understand your unique circumstances, allowing us to deliver tailored advice and coverage—not just quotes.

Local Roots, National Reach

As a family-owned business with deep ties to the Central Kentucky community, we offer the warmth of local service backed by the strength of nationally recognized insurance providers. Our partnerships include trusted names like Humana, Anthem Blue Cross Blue Shield, Aetna, Progressive, Safeco, United Healthcare, Mutual of Omaha, and many more.

Independent, Objective, and Always on Your Side

Unlike agents who work exclusively for a single carrier, our independence means we work for you, not the insurance companies. We carefully research the best available options and use our experience and market access to secure cost-effective, high-quality coverage that evolves with your life.

Exceptional service creates lifelong clients—and that’s exactly what we strive for with every individual, family, and business we serve.